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VA life insurance can provide financial security for Veterans, service members, and their partners and reliant children. Explore your options, manage your policy, and file claims to get the insurance coverage benefits you've made. Learn which life insurance prepares you may qualify forand the advantages you'll get with each strategy.

If you're the recipient of a Veteran or service member enrolled in a VA life insurance plan, find out if you can secure free monetary preparation and online will preparation services. Utilize our life insurance coverage requires calculator to help decide just how much life insurance you require. Get the truths on common myths, reports, and mistaken beliefs about SGLI and VGLI insurance.

Find out how to reach out to ask a concern about your policy or file a claim for benefits. Discover and download the forms you require to request and handle your life insurance coverage advantages. Download life insurance handbooks, guides, and newsletters. Discover the law requiring us to pay all advantages by electronic funds transfer.

Find out about your options if you have pre-existing conditions. Learn the fact about the reports that there are special dividends for Veterans who don't have an active federal government life insurance coverage policy.

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1 U.S. Department of Veteran Affairs - Servicemembers' Group Life Insurance (SGLI). Updated September 19, 2025. . Accessed January 27, 2026. 2 CNBC - The finest life insurance coverage for veterans and military families. Upgraded July 14, 2025. . Accessed January 27, 2026. 3 U.S. Department of Veteran Affairs - VA Life Insurance.

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. Accessed January 27, 2026. 4 U.S. Department of Veteran Affairs - Service-Disabled Veterans Life Insurance Coverage (S-DVI). Upgraded January 2, 2026. . Accessed January 2, 2026. Material within this article is offered basic informative purposes and is not supplied as tax, legal, health, or monetary advice for any individual or for any particular circumstance.

For total information, including schedule and costs of Aflac insurance, please contact your regional Aflac agent. Aflac life prepares A68000 series: Term Life Policies: In Arkansas, Idaho, Oklahoma, Oregon, Texas, Pennsylvania & Virginia, Policies: ICC1368200, ICC1368300, ICC1368400. In Delaware, Policies A68200, A68300 & A68400. In New York City, Policies NY68200, NY68300 and NY68400.

In New York, Policy NYR68100. B60000 series: In Arkansas, Idaho, Oklahoma & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. Q60000 series/Whole: In Arkansas & Delaware, Policy Q60100M.

Not offered in Virginia. Invoice of accelerated survivor benefit may affect eligibility for public assistance programs. Benefits might also be taxable, and are not anticipated to receive the exact same favorable tax treatment as other kinds of sped up death benefits that may be readily available. Life, Final Expenditure: In AR, DE, ID, OKAY and VA: Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22.

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Protection may not be available in all states, consisting of but not limited to ID, NJ, NM, NY, VA or VT. Aflac WWHQ Tier One Insurance Company 1932 Wynnton Roadway Columbus, GA 31999 Aflac New York 22 Business Woods Boulevard, Suite 2 Albany, NY 12211. Under this plan, the chosen coverage takes impact 2 years after enrollment as long as premiums are paid throughout the two-year period.

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SGLI coverage is automated for most active responsibility Servicemembers, Ready Reserve and National Guard members set up to perform at least 12 durations of non-active training per year, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the U.S. allows Veterans to convert your SGLI to a civilian program of lifetime sustainable term protection after separation from service. FSGLI term life insurance coverage is immediately provided to partners and dependent kids of Servicemembers insured under SGLI.

is an automated function of SGLI that offers payments to Servicemembers who suffer losses, such as amputations, blindness, and paraplegia, due to terrible injuries that take place in service. All Servicemembers insured by SGLI are immediately covered by TSGLI. Members with part-time protection or do not have access to SOES need to utilize SGLV 8286 to make modifications to SGLI. Complete and file kind SGLV 8714 or applyfor VGLI online. All Servicemembers need to use SOES to decrease, lower, or restore FSGLI coverage. To access SOES, go to. Members who do not have access to SOES should utilize SGLV 8286A to to make changes to FSGLI coverage. To file claim for the TSGLI benefit, complete and file SGLV 8600. check eligibility and use online. Complete and file type VA 29-8636, Application for Veterans'Mortgage Life Insurance. Veterans AffairsLife Insurance Coverage (VALife )provides ensured acceptance entire life protection of up to$40,000 to Veterans with service-connected disabilities. Lower amounts are readily available in increments of $10,000. Under this strategy, the chosen protection works 2 years after enrollment as long as premiums are paid during the two-year period., you can keep your S-DVI throughout the two-year waiting period for VALife benefits. Your S-DVI(consisting of policies with premium waivers )will end when your full VALife protection starts. You should pay premiums for both policies during the two-year waiting period., your S-DVI(including policies with premium waivers) will end the day we approve your VALife application. The VALife program uses entire life guaranteed acceptance coverage. Under this kind of protection, the face amount of coverage works two years after the date of enrollment as long as premiums are paid during the two-year duration. This two-year waiting period replaces the need for medical underwriting.